In your entire lifetime, one of the biggest expenditures you'll ever acquire as an individual or as a family is buying a house. You might see it as a huge risk or a gamble but it can also be a big investment. However, one of the many issues that could bring risk to this venture is most likely losing a job, or any situation that may cause a person not to pay the mortgage. Frank Owens, Ltd. said that it can be a huge investment because it is apparent that this kind of endeavor could gain value in time. With this, you can get equity or take out a loan as an owner, or monetize completely through selling at a profit. Based on the current conditions of the economy, building your own worth or credit level can become a good advantage to you. But due to specific principles or second thoughts, some might not need or will not avail the said advantages of owning a house. According to Frank Owens Limited, many also defined owning a house as a "forced savings" because of the regular monthly payments that can be equated into imaginary inputs into a virtual savings account. With this specific, one can withdraw partially or as a whole any time. Based on studies, a nation could also obtain a good source of economic opportunities from residential buildings. Individuals active in the stock markets always aim to benefit their corporations at the expense of homeowners and other investors, thus they could gain significant wealth from home mortgages. There are specific aspects where residential housing can contribute to a nation's Gross Domestic Product (GDP), and it includes residential fixed investment (RFI) and personal consumption expenditure. RFI includes new building construction and improvements, while personal consumption expenditure refers to the various housing services like gross rents paid. RFI also provides a measure of homebuilding and remodeling's contribution to the GDP. The average contribution homebuilding investment has shared throughout the years was 5% of the GDP, but it was down to only 2.5% during the year 2010, while housing services averaged from 12% to 13%. Frank Owens, Ltd. suggests that the next time you are paying for the mortgage on your home, think about is as enriching yourself as well as your nation.